Loans can also be subcategorized according to whether the debtor is an individual person (consumer) or a business. Common personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans and payday loans. The monthly payments of personal loans can be decreased by selecting longer payment terms, but overall interest paid increases as well.

贷款也可归类成债务人是一个人（消费者）或业务。常见的个人贷款包括抵押贷款，汽车贷款，房屋净值信贷线，信用卡，分期贷款和发薪日贷款。通过选择较长的付款期限，个人贷款在每月付款可以减少，但支付的整体利息也增加。

文件需求：

• 最近3个月银行月结单（储蓄或往来户口）
• 公司注册文件表 24和49
• 身份证复印件

• 3 Months Company Bank Statement (Latest).
• Business Registration Form 24 and 49
• Copy of NRIC